Learn the Basics of Vehicle Financing

What can I afford? Should I buy or lease? How do I get financed? If you’ve never financed before or if you want to learn more about vehicle financing, you will find the answers you are looking for here.

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Before You Apply: Take a Credit Test Run

Find out what it takes to qualify for online financing with Ford Credit. See where you stand.

Discover the best way to finance your vehicle. The Credit Test Run is a great way to prepare for an actual online credit application.

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Apply Now for Online Credit

This is an actual credit application. Before applying online, you should understand how credit works, have good credit and have different types of financing experiences. Applying online also means you’re authorizing us to run a credit report on you. If you’re unsure about any of this, we recommend taking the Credit Test Run. It will help you decide if you’re ready to apply online or if applying at a Ford dealership is best for you.

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Welcome to the Ford Credit Finance Center

Whether you’re looking for a new vehicle or just looking to understand the financing process, we’re ready to help. Start by exploring the basics of vehicle financing or take a credit test run.

Already Applied for Credit? Retrieve your credit decision

  • Learn the Basics of
    Vehicle Financing
  • Before You Apply:
    Take a Credit Test Run
  • Apply for Credit Now