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Choose the Right Option For You

Deciding whether it's better for you to buy or lease a Ford depends on many factors. Click on the banner below to use our helpful tool, or see the chart below to read about the main considerations.

LEASING FINANCING
Ownership

You pay to use the vehicle during the term of the lease and must return it at lease end unless you choose to purchase the vehicle.

You own the vehicle free and clear after your financial obligations are met. It will be yours to keep or trade-in on your next vehicle.

Payment

Monthly lease payments are usually lower than similar term monthly finance payments because you are paying for the portion of the vehicle's value used during the lease term.

Monthly loan payments are usually higher than similar term monthly lease payments because you pay for the entire purchase price of the vehicle. Each payment helps build vehicle equity toward future trade-in.

Customization

Customize your vehicle through your dealer at time of purchase with approved accessories.

Customize your vehicle at any time.

Mileage

You have a variety of mileage options to choose from at lease inception to meet your driving needs. You are responsible for any excess mileage charges unless you choose to purchase the vehicle.

You may drive as many miles as you want. Higher mileage will lower the vehicle's trade-in or resale value.

Wear and Use

A normal amount of wear and use is covered. You are responsible for wear and use in excess of normal limits unless you choose to purchase the vehicle.

There are no charges for vehicle wear and use. Excessive wear will lower the vehicle's trade-in or resale value.

End of Term

At the end of the lease, you have the flexibility to either purchase your leased vehicle at a predetermined price or return it.

At the end of the loan, you own the vehicle. It is yours to keep or trade-in on your next vehicle.

 
 
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