Payment Methods
Choose the method that works best for you.
When it comes to making your monthly payments, Ford Credit offers you a wide range of options.
Online Payments
We're where you want to be - online. Make a single payment or have payments automatically deducted from your checking or savings account.
To make online payments, simply:
- Register or log in to Account Manager
- Select the Payment Options tab
- Choose single or automatic payments
Or, you can print and complete this Automatic Payment Enrollment Form and mail it in to the address listed.
Mobile Payments
Now you make your payments right from your mobile device, making it easier than ever to stay on top of things.
To make a payment from your mobile device:
- Go to FordCredit.com/mobileam in your phone's browser
- Log in to Account Manager
- Choose single or automatic payments
Telephone Payments
If you prefer to pay your bill by phone, you can conveniently make a secure, direct payment from your checking, savings or interest advantage account 24 hours a day, 7 days a week.
With telephone payments you have the advantage of posting to your account the next business day*, helping you avoid late charges (a $7.00 transaction fee may apply**). You also have the flexibility to choose your payment date.
To make a payment by phone:
- Call 1-800-334-1161
- Enter your account number
- Enter the last 4 digits of the primary account holder's Social Security number
- Enter your bank account and routing numbers (see sample check here)
- Confirm the payment amount and the due date of the debit from your bank account
Before making a payment, please read this Disclosure Statement and keep a copy for your records.
*Transfers authorized by 5 PM ET (Monday-Friday) will receive credit the following business day and post to your account within two business days. Transfers authorized after 5 PM ET (Monday-Friday, weekends or Holidays) will receive credit the second business day and post to your account within three business days.
**Where applicable, fee may be less in some states (IN/CO/CT).
Credit and Debit Card Payments
Make a payment using your Credit or Debit Card through JPMorgan Chase. This gives you the flexibility of scheduling a non-recurring payment up to 30 days in advance.
You will need your Ford Credit account number and the last four digits of your or the primary account holder's SSN or TIN.
Credit and Debit Cards accepted include: MasterCard, Visa and Discover. Payments made prior to 5 PM ET (Monday-Friday) will receive same day credit and will post to your account within 2 business days. Payments made after 5 PM ET (Monday-Friday or on a weekend or Holiday) will receive next business day credit, and will post to your account within three business days.
MoneyGram or Western Union
Wire a payment for same day credit - posted to your account the next business day (if received before 6 PM ET).
Please note: MoneyGram and Western Union accept cash only and will charge a fee for this service.
MoneyGram
To locate a nearby MoneyGram location:
- Click Here for MoneyGram agent locations nationwide. At the website, click on "Find Us", select "United States" and complete the required information.
- Call MoneyGram at 1.800.926.9400 (select English or Spanish language).
On the MoneyGram ExpressPayment form, please fill in the appropriate information.
- Receive Code: 2074
- Company I Am Paying: Ford Motor Credit Company
- City : Colorado Springs
- State: CO
- Account Number To Which Payment Should be Applied': Your Ford Credit account number
MoneyGram will give you a MoneyGram ExpressPayment Reference Number. Keep this for your records.
Western Union
This service allows you to "wire" a payment/payoff to Ford Credit for same-day credit – posted to your finance or lease account the next business day (if received before 6:00 p.m. Eastern Time). Please call 1-800-325-6000 for the nearest Western Union agent or access their website at www.westernunion.com.
On the Quick Collect form, please fill in the appropriate information:
- The last 10 digits of your Account Number (example: 0087654321)
- Payee: Ford Motor Credit Company
- Code City: Taurus
- Code State: MI
- Payee: Ford Motor Credit Company
- Code City: Taurus
- Code State: MI
Western Union will give you a Money Transfer control number. Keep this for your records. Western Union transactions sent after 6:00 p.m. (Eastern Time on normal business days) will be credited the following business day.
For questions regarding your account number please contact us.
Payroll Deduction
To enroll OR cancel, download the payroll enrollment form. If you are an active or retired U.S. Government employee, enroll through your payroll department. Not available on lease accounts.
Combined Billing
If you have three or more vehicle accounts, complimentary Combined Billing allows you to receive one consolidated monthly statement.
To enroll in Combined Billing:
- Complete this enrollment form and mail it to the address or fax number listed
- Or, obtain a form by calling 1-866-763-5539
Your consolidated statement will begin with your next billing cycle after your enrollment is complete.
Mail Payments
You can also pay by mailing your check along with your payment invoice to the address listed on the invoice. Contact us with any questions.
