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A Quick Guide to
Vehicle Financing


Welcome. If you’re a Ford Credit customer, this is the place to find answers to all your questions, ok maybe just most of your questions. If you’re new to Ford Credit, this site is for you, too. We’re going to explain everything you need to know about financing in words you don’t have to be a banker to understand.

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How to make credit work for you. Establishing Credit Maintaining Credit Improving Your Credit Test Your Credit Knowledge Your credit report and credit score. Getting your Credit Score Free access to your credit report What's in your credit report? Understanding your credit score Your rights. You've got a lot of them Buying or leasing a vehicle through Ford Credit. Is it better to buy or lease? Buying or leasing a vehicle through Ford Credit Know all the costs of owning a vehicle What to do before you visit the dealer What you can expect when you visit the dealer? How to protect your investment How to manage your Ford credit account. How would you like to pay? Managing your account with your cell phone device Managing your account online Understanding your monthly statement Getting close to the end of your contract. Reaching the end of your lease Helpful Resources Understanding how simple interest works Don't become a victim of identity theft What you can do to stop identity theft Glossary Acquisition Fee Add-On Products Adjusted Capitalized Cost Amount Financed APR Bankruptcy Capacity Capitalized Cost Capitalized Cost Reduction Character Collateral Co-Signer Credit Bureau Credit History Credit Line Credit Report Credit Score Creditor Creditworthiness Default Down Payment Finance Agreement Finance Charge Inquiry Late Charge Lease Lease Charges Lienholder Manufacturer's Suggested Retail Price Purchase Option Price Residual Value Secured Financing Security Deposit Term Unsecured Financing
All About Credit
  • Establishing Credit
  • Maintaining Credit
  • Improving Your Credit
  • Test Your Credit Knowledge
Your Credit Report
  • Getting your Credit Score
  • Free access to your credit report
  • What's in your credit report?
  • Understanding your credit score
  • Your rights. You've got a lot of them
Buying and Leasing
  • Is it better to buy or lease?
  • Buying or leasing a vehicle through Ford Credit
  • Know all the costs of owning a vehicle
  • What to do before you visit the dealer
  • What you can expect when you visit the dealer?
  • How to protect your investment
Account Features
  • How would you like to pay?
  • Managing your account with your cell phone device
  • Managing your account online
  • Understanding your monthly statement
  • Getting close to the end of your contract.
  • Reaching the end of your lease
Helpful Resources
  • Understanding how simple interest works
  • Don't become a victim of identity theft
  • What you can do to stop identity theft
Glossary
  • Acquisition Fee
  • Add-On Products
  • Adjusted Capitalized Cost
  • Amount Financed
  • APR
  • Bankruptcy
  • Capacity
  • Capitalized Cost
  • Capitalized Cost Reduction
  • Character
  • Collateral
  • Co-Signer
  • Credit Bureau
  • Credit History
  • Credit Line
  • Credit Report
  • Credit Score
  • Creditor
  • Creditworthiness
  • Default
  • Down Payment
  • Finance Agreement
  • Finance Charge
  • Inquiry
  • Late Charge
  • Lease
  • Lease Charges
  • Lienholder
  • Manufacturer's Suggested Retail Price
  • Purchase Option Price
  • Residual Value
  • Secured Financing
  • Security Deposit
  • Term
  • Unsecured Financing

Financing Tools

Calculate
a Budget

Figure out a monthly payment that works for you with our easy‑to‑use Budget Calculator.

Estimate Your
Payment

Estimate how much your new Ford will cost with our quick Payment Estimator.

Credit
Test Run

Figure out what credit application process might be best for you.

Contact
a Dealer

Your dealer can assist you with the credit application process.

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