Apply at Your Ford Dealer
What to Expect When Applying.
Your Ford Dealer can tell you about the latest offerings, which may include vehicle incentives, reduced finance rates, even cash back. They'll work with you to determine the financing option that's best for you.
The Finance and Insurance Department
Your Ford Dealer will introduce you to a member of their Finance and Insurance (F&I) Department, who'll assist you throughout the entire financing process. They're financing experts with a vast knowledge of the financing options that Ford Credit has to offer, and will work with you to find the one that suits your needs.
The F&I Department will obtain a copy of your credit report, which contains information about your past credit obligations and your payment record. You'll be asked to sign a finance agreement, which will include the price of the vehicle, the interest rate (APR) and any additional vehicle protection options you may have purchased. The terms of the contract will be spelled out in detail.