Commercial Line of Credit

Commercial Line of Credit

A convenient way for your businesses to build its fleet.

With our Commercial Line of Credit, you can streamline your funding process, allowing you more time to focus on your daily operations. Ford Credit doesn't just give you benefits; we help turn those benefits into competitive advantages.


Get More with Your Commercial Line of Credit*

You'll be approved once a year and be able to add vehicles whenever you need to.**

  • Flexible terms
  • No set up or non-utilization charges
  • Competitive rates
  • Availability of a combined billing statement

Benefits Include*

  • One stop shopping – one application allows you to add vehicles to your fleet anytime for up to 12 months.
  • Covers all your eligible vehicle financing needs
  • Saves bank lines for working capital needs
  • Provides convenience with pre-approved Lines of Credit
  • Annual credit approval

How to set up a Commercial Line of Credit

Why use your existing bank to acquire vehicles? Our Commercial Line of Credit frees up cash to invest in your business and makes it easy to get the vehicles your business needs when you need them.

Complete the General Information Form and applicable Business Application, and submit them along with all required documentation to your local Ford dealer.

Our Commercial representatives are available to assist you and to come to your place of business when it's convenient for you.

Commercial Warranty and Service Products

  • Commercial GAPCoverage – Protects you when your financed vehicle is stolen or declared a total loss and the insurance settlement does not satisfy the outstanding balance on the vehicle.
  • Commercial Service PlusSM – A comprehensive fleet management program that assists with all aspects of vehicle ownership: service, maintenance, administration, management and expertise to help you reduce vehicle downtime.

Contact a Commercial Fleet Manager for more information.


* Subject to initial approval, ongoing eligibility and periodic reviews.

**Provided no material change in financial condition – initial approval is for 12 months.

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